Mega-rich Americans are ditching stocks and hoarding historic highs of cash. Here’s where their wealth’s going instead

Rental properties have long been a proven source of steady, passive income for investors. But managing properties costs time, effort and serious cash that many investors simply don’t have.

With that said, that doesn’t mean that there aren’t options for those looking to tap into real estate as an investment vehicle without the hassle of property management.

One way to get into this market is by investing in shares of vacation homes or rental properties through Arrived.

Backed by world-class investors, including Jeff Bezos, Arrived allows you to invest in shares of vacation and rental properties, earning a passive income stream without the extra work that comes with being a landlord.

To get started, simply browse through their selection of vetted properties, each picked for their appreciation and income-generating potential. Once you choose a property, you can start investing with as little as $100, reaping any quarterly dividends.

But residential real estate isn’t the only option if you’re keen to diversify.

Accredited investors with capital on hand can invest in commercial real estate easily through First National Realty Partners (FNRP).

With FNRP you have access to institutional-quality, grocery-anchored commercial real estate investments without the legwork of finding or managing deals on your own.

Thanks to triple net leases, you can invest in these properties without worrying about tenant costs cutting into potential returns. This means the tenants take care of property taxes, building insurance and common area maintenance — plus base rent.

With a minimum investment of $50,000, accredited investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. After all, even in a downturn, people still need somewhere to buy bread.

Mogul is a real estate investment platform offering fractional ownership in blue-chip rental properties, which gives investors monthly rental income, real-time appreciation and tax benefits — without the need for a hefty down payment or 3 a.m. tenant calls.

Founded by former Goldman Sachs real estate investors, the team hand-picks the top 1% of single-family rental homes nationwide for you. Simply put, you can invest in institutional quality offerings for a fraction of the usual cost.

Each property undergoes a vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average between 10 to 12% annually.

Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.

Fine art tends to maintain its value during turbulent markets. According to a 2025 survey conducted by UBS, high-net-worth collectors are still maintaining their confidence in art — allocating roughly 20% of their wealth in the asset on average in 2025 (6).

Until recently, this world was off-limits to many investors. Not everyone has the time — or cash — to secure a beloved piece of contemporary art. Besides, much of the art world is locked behind a network of brokers, gallery owners and appraisers.

Now, with Masterworks, you can buy fractional shares in multimillion-dollar works by icons like Banksy, Picasso and Basquiat. While art can be illiquid and typically requires a long-term hold, it offers unique portfolio diversification.

Masterworks has sold 25 artworks so far, yielding net annualized returns like 14.6%, 17.6%, and 17.8%.

Even better, if you’re interested in art you can skip the waitlist and go straight to investing.

Note that past performance is not indicative of future returns. Investing involves risk. See important Regulation A disclosures at Masterworks.com/cd

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We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines.

Goldman Sachs (1); Forbes (2); Bloomberg (3); Reuters (4); MarketWatch (5); UBS (6)

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.