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Robert Kiyosaki is notorious for claiming that the next big market crash is coming.
And given that most Americans’ retirement savings are invested in stocks (1), a crash would be devastating for older Americans’ wealth.
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So when Kiyosaki tweeted, “BABY BOOMERS BUST. Tragically [the] biggest bubble in history will wipe out baby boomers because Boomers are the first generation with flimsy 401Ks. Stock market [is] set to crash (2),” some were rightfully concerned.
The author of Rich Dad Poor Dad considers modern-day retirement plans “flimsy” because they’re typically defined contribution plans rather than defined benefit pensions — meaning they’re exposed to market crashes, inflation and currency devaluation.
“That’s why Baby Boomers are the first generation in history to reach retirement age without guaranteed income,” he wrote in a recent Facebook post (3). “If the market goes up — good luck. If the market crashes — tough luck.”
In the last two years, however, the S&P 500 has continued a successful run, increasing by 39% (4).
But while Kiyosaki’s predictions have been incorrect on numerous occasions, it’s not uncommon for markets to boom and then eventually bust.
Markets are cyclical, but without a crystal ball, it’s impossible to know exactly when the bust will happen. Diversifying your portfolio can help hedge against any impending stock market downturns.
Kiyosaki recommends two types of alternative investments that can help protect your wealth from volatile markets.
One popular choice for those seeking to hedge their wealth against the stock market? Gold.
Unlike fiat money, which can be printed at any time, gold can’t be spun out of thin air. That’s one reason why Kiyosaki has been investing in this asset class since 1972 (5).
In 2025, Kiyosaki predicted, “My target price for Gold is $27K. I got this price from friend Jim Rickards… and I own two goldmines (6).”
While gold has a long way to go to reach that point, its recent climb has been notable. The precious metal reached historic highs of $5,602 per ounce in January (7), and investors say it could surpass a record $6,000 this year (8).
With gold prices so high, the average investor may worry they don’t have the funds to enter this rising market.
One way to access the asset is by opening a gold IRA with the help of Priority Gold.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold. This makes it a solid option for those seeking to shield their retirement funds from economic uncertainties.
Keep in mind that holding physical gold requires storage, which means paying storage fees in addition to other investment fees, so make sure to do your research and crunch the numbers before making a long-term decision.
With over 20 years of industry experience, Priority Gold has earned an A+ rating from the Better Business Bureau and a 5-star rating on TrustLink.
To learn more about how Priority Gold can help you reduce the impact of a potential crash on your retirement nest egg, download their free 2026 gold investor bundle today.
Even though Bitcoin can be more volatile than the stock market, Kiyosaki is a firm believer in its wealth-growing potential.
He shared some extremely optimistic predictions for Bitcoin, posting: “My target price for Bitcoin is $250K in 2026 (6).”
Bitcoin’s price is hovering around $75,455 as of April — the alternative asset has actually lost about 11% of its value over the last year (9). To reach Kiyosaki’s price target, it would need to soar by 231%.
And for those nearing retirement, it’s important to remember this volatility comes with serious risk. While Bitcoin’s value has grown by about 34% over the past five years, it’s been a bumpy ride for anyone who’s held on.
If you’re comfortable with such a high level of risk, you may want to consider holding a small amount of crypto — but it’s important to find a reliable platform to invest with.
If you’re looking to diversify beyond traditional stocks and ETFs, Robinhood Crypto lets you buy and sell cryptocurrencies with as little as $1.
With some of the lowest trading costs on average in the U.S., you could end up with up to 2.7% more crypto compared to other platforms.
Robinhood Crypto makes it easy to make investing a habit with recurring buys on a fixed schedule, while giving you access to all your favorite coins — from Bitcoin and Ethereum to Solana, Dogecoin, XRP and more.
You can also transfer crypto securely to other wallets, set custom price alerts, track market trends and manage your portfolio all in one place.
Robinhood ensures the security of your cryptocurrency is a top priority, with the majority of coins held in offline cold storage. Robinhood also carries crime insurance against theft and cyber breaches, and 24/7 customer support is available if you need help.
While financial guidance may not be the first thing Americans consider when hedging their wealth against economic downturns, investing in personalized advice can yield significant returns.
University of Georgia researchers found that those who started using a financial planner during the Great Recession actually preserved and increased the value of their assets — while those who stopped getting expert counsel experienced a negative impact on their wealth (10).
Finding the right advisor is simple with Advisor.com. Their platform connects you with licensed financial professionals in your area who can provide personalized guidance.
A professional advisor can also help you determine how many years you have left to invest before retirement and assess your comfort level with market fluctuations — two key factors in building the right asset mix for your portfolio.
Schedule a free, no-obligation consultation today to discuss your retirement goals and long-term financial plan.
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We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines.
Wall Street Journal (1); Robert Kiyosaki (2), (3), (5), (6); Yahoo Finance (4), (9); APMEX (7); Reuters (8); IDEAS (10)
This article provides information only and should not be construed as advice. It is provided without warranty of any kind.